FAQ
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ZoloCapital > FAQ
Application Process
You can submit your application online, or call us to connect with one of our knowledgeable financial advisors who can guide you through the process.
To apply, you will typically need bank statements for the past three to six months, your business license, one to two years of tax returns, and profit and loss statements. Our team will guide you through the exact requirements and help ensure a smooth and easy application process.
You’ll work with a dedicated professional who understands your industry, listens first, and provides clear, actionable funding options tailored to your goals. Your advisor will guide you through every step of the process, answer your questions, and ensure you feel confident in the decisions you’re making. The experience is collaborative, transparent, and focused on getting you the best possible outcome.
Credit is not a deal breaker for our funding options. We consider applications from business owners with scores starting at 550 and focus on your overall financial picture, including cash flow, revenue trends, and business performance. Our solutions are designed to help businesses secure capital across a wide range of credit profile.
Zolo Capital uses a soft credit check to determine eligibility, so your credit score will not be affected.
We provide funding options for businesses as early as three months in operation, giving you the support you need to grow when it matters most.
You will know immediately. We perform real-time checks to provide instant feedback so you do not waste time if you do not meet the minimum requirements.
Rates & Fees
Typical rates vary based on the program you qualify for. We work with a large network of lenders that offer multiple business funding options, each with its own pricing and terms. Our team always aims to secure the most competitive offers available for our clients.
Zolo Capital does not charge any additional fees directly.
Certain lines of credit may include a small monthly maintenance or draw fee, but Zolo Capital provides a clear breakdown of all costs upfront. You will never encounter hidden fees or unexpected charges.
Zolo Capital lines of credit provide clear and transparent pricing, with either fixed or simple interest applied only to the amounts you use. While some options may include modest draw or maintenance fees, all costs and terms are disclosed upfront, so you know exactly what to expect.
SBA loans are known for providing attractive and affordable financing. Rates are typically linked to the prime rate with a slight increase added by the lender. Any fees associated with the loan are clearly outlined in advance and are often included in the overall loan balance, making the process straightforward and predictable.
Funding Options
Zolo Capital’s funding process is simple and fast. You start by submitting your application online in just a few minutes. We then match you with lenders based on your unique business profile. After reviewing the offers, we select the one that fits your needs. Once approved, the funds are transferred directly to your account, often within 24 hours.
We process approvals quickly, often within a few hours. Once you are approved, funds are usually available within 24 to 48 hours. Some options, such as merchant cash advances, can be completed the same day. SBA loans take longer, often 30 to 45 days, due to government processing.
Yes. A Zolo Capital representative will review your current obligations and help match you with a program that fits your situation without putting extra strain on your business.
Yes. Loan amounts generally range from $5,000 to $5,000,000, depending on the type of financing, your revenue, and your business history. Larger amounts may be available for non-dilutive growth financing.
Yes, we can. We offer products designed to help clients pay off daily or weekly payment loans and high interest credit cards, giving you access to more manageable rates and terms.
Our network of lenders offers flexible repayment options, including daily, weekly, semi-monthly, and monthly schedules to fit your business needs.
No, you do not. We work with many providers, so in most cases you can keep your existing payment system.
Still have questions? Feel free to ask us!
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We’d love to hear from you! Whether you have questions, need assistance, or want to learn more about our services, feel free to reach out to us anytime.
We build trust with our customers by combining creativity with tailored business loan solutions.
